Alternative Risk Solutions
Great plan selections and pricing options for property and casualty insurance coverage can often be hard and stressful to find, but joining a group program with companies that have similar business needs can simplify that search.
Take Control.
Own it.
- Ownership Stake in Your Insurance Company
- Think Like An Insurer
- Lower Costs
- Rewarded for Effective Risk Management
- Take Control of Your Long Term Results
Does it make sense for my company?
- Better Than Average Loss History?
- $75,000 or More in Casualty Premium?
- Value Aligned Interest & Shared Best Practices?
- Have an Appetite for Some Risk?
Cornerstone is at the forefront.
Cornerstone’s Alternative Risk team is at the industry’s forefront in designing and administering alternative risk financing mechanisms and stand-alone options.
There are a variety of stand-alone options for groups to address risk collectively. Group alternative risk finance mechanisms are attractive for smaller companies who want access to better rates and specialized coverage and services.
![section-article](https://cornerstonerisksolutions.com/wp-content/uploads/sites/9/2019/11/section-article.jpg)
Client Groups.
ASSOCIATIONS, FRANCHISES,
NETWORKS, ETC.
- Captives & rent-a-captives
- Group self-insurance pools
- Risk retention groups
- Risk purchasing groups
Experience & Expertise in Diverse Structures.
- Twelve group programs under management:
- Property and casualty
- Self insured medical (stop-loss captives)
- Captives:
- On-shore and off-shore domiciles
- Single parent, group-owned, rent-a-captives
- Reciprocals
- Risk retention groups
- Pools
- Risk purchasing groups (first dollar programs)
- Fronting and reinsurance placements
- Collateral review and reductions
- Commutations
- Loss portfolio transfers